Thursday, December 6, 2012

"PASALUBONG AT KUMUSTAHAN"

While I was watching ANC On The Money, a question from an OFW was raised up and it asks,

" I'll be going home in the Philippines. My family and friends are expecting me to shoulder the money that will be used for the incoming occasions. My question is, should I start hiding myself?"

     Most of the people left in the country expects an ex-abroad to have saved a lot of money. But they wouldn't have known that at the back of these ex-abroad workers are scared of that expectation. We'll it's not that they have nothing. Most of them would have saved for a more important thing such as their children's education, house and lot perhaps, bills, life insurance fees probably and other things.

     Filipinos have one characteristic famously known as "Pa-libre naman jan attitude". This happens usually when a person achieved something then someone says ti him/her "Pa-burger na yan". Sa kabila nito, dahil masaya siya, nagpaburger nga. This is something nice in a way that we get along and celebrate things in life. This also applies to OFW's and most of their family and friends says "Pasalubong ko ha! Size 7 (mentioning his shoe size) ".

     Kaya ang ibang OFW ay nagtatago. Hinid nila pinapaalam na nasa abroad sila. Pag umuwi hindi rin pinagsasabi. Nope! This aren't tips guys!

     Let's go back to the show On the Money. The guest's answer was,

" You don't have to shoulder every occasion that comes. Be polite and honest to them that this is the only budget I can share. Like for example, I can only give an amount of php 5,000.00. That's it."

     I would like to add. If you can prepare pasalubong before going home, then that would be nice to show that you have thought of them while you were away. Pasalubong doesn't have to be expensive. Remember that you don't have to show off.

     Welcome party doesn't have to be extravagant. It is always nice to tell your family at home ahead of time that you don't need a big party. A simple get together with kumustahan para makabawi sa mga araw na nagdaan, is already a big event in your life. You could always suggest to them specific filipino foods that you would like to eat that you haven't eaten for a long period of time. 

     I hope you enjoyed reading. Sa mga OFW, masayang pagbabalik. At sa mga naiwan, gawin sana nating masaya ang kanilang pagbalik at hindi perwisyo sa paglalabas ng pera and kanilang datnan.

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GENERATING INCOME FOR THE FUTURE

     Short term career(contractual basis) like being in a three year contract scares me. This is what's happening to OFW's. After the contract, they have to find a new opportunity to support themselves or their family. In short, it means that a person who have worked abroad is not equivalent to a bottomless- ice- tea promo in TGIF restaurant. But if you have prepared well, with goals and priorities in life, you'll be able to provide.

      If you don't have a job to land in in the first few months, you should have prepared for it. Around 6 months-1 year atleast should be provided/covered by your savings to provide for your needs and for your family (if incase you have to provide for them). If you have applied earlier while your in the contract and luckily you got the job right after the contract then well and good.  
   
     Knowing this case scenario, it would atleast lead you to a far better ideas on how to generate your income.

     From Nannette Ferreria's (Director, MoneyDirector, Inc.) point of view, 

"Saving is not the key to being wealthy but knowing where to put your money will make you wealthy."
     She is just saying that saving your money in the  piggy bank won't generate your money. Almost all of the financial advisers would mention about about investments. Among the options are mutual funds, opening up a business, stock investments. However, all these mentioned above take risks.  

     
     Here is another catch. Do not ever go into something without consulting an expert/ experienced. Knowledge is always a must when entering something. When you say an expert, he/she must be in the field. Examples of which are financial consultants/ advisers (which are licensed), entrepreneurs who have engaged into successful business, or even your supportive parents can be an experienced when it comes to money.

     Generating income is not as easy as it seems but starting earlier would be a best option. Starting early like while you are still single is another better option. 

Plan now and act now. Going back home and meeting the family  after a three year contract work abroad is such an exciting thing. But being able to provide (not to provide for bonggacious occasions) is such a sweet thing.

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Monday, December 3, 2012

Dumb Ways To Die

I watched a very cute cartoon music video about dumb ways to die. It quite entertaining actually. let me show you the lyrics and video below and learn from it.

Please don't get me wrong, I'm not actually telling you to do this. It may look simple but in real life, you won't want to experience it. 

Live life!

Dumb Ways to Die

Set fire to your hair
Poke a stick at a grizzly bear
Eat medicines that’s out of date
Use your private parts as piranha bait

Dumb ways to die, so many dumb ways to die


Get your toast out with a fork

Do your own electrical work
Teach yourself how to fly
Eat a two week old unrefrigerated pie

Dumb ways to die, so many dumb ways to die


Invite a psycho-killer inside

Scratch your drug dealer’s brand new ride
Take your helmet off in outer space
Use your clothes dryer as a hiding place

Dumb ways to die, so many dumb ways to die

[ Lyrics from: http://www.lyricsty.com/tangerine-kitty-dumb-ways-to-die-lyrics.html ]

Keep a rattlesnake as pet
Sell both the kidneys on the internet
Eat a tube of superglue
“I wonder what’s this red button do?”

Dumb ways to die, so many dumb ways to die


Dress up like a moose during hunting season

Disturb a nest of wasps for no good reason
Stand on the edge of a train station platform
Drive around the boom gates at a level crossing
Run across the tracks between the platforms
They may not rhyme but they’re quite possibly

Dumbest ways to die ie

Dumbest ways to die
Dumbest ways to die
So many dumb
So many dumb ways to die

Be safe around trains. A message from Metro 


 


Lyrics | Tangerine Kitty lyrics - Dumb Ways To Die lyrics

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Monday, October 29, 2012

How to Create a Blog Account Using Blogger.com


Blogs. 
Blogging. 
Bloggers.

Page.
Posts.
Website. 

These words are now my bestfriends. Blogging is now becoming my hobby for the past two months.

I just started my blogging 2 months ago. I am happy with the results. I always track how many pageviews I have everyday.  It's so funny that everytime I look on the graph, it's like I am reading an ECG. On the other hand while in the hospital, I smile everytime I see an ECG paper imagining my dashboard.

I am happy that people read my stories and I hope they get something from it. 

Some of my friends already asked how to blog. Now I am going to tell you how I started. Before blogging, my intentions were to announce that I am having a business and trying to convince other people to join me. As I go along, I realized that I can help other people by blogging on helpful articles to inspire them about nursing, tithing, blogging, healthy living, and many others. For others, blogging is now a trend to inform other people when it comes to :

        finding good destinations for a vacation without paying much,
        recipes to die for,
        how to invest,
        how be beautiful,
        how to take photographs,
        and many more...

If you are a writer or have passion in writing and want to influence/help other people by informing them thru blog writing, this might be for you!

Ok, let's begin. Below are the step by step process on creating a blog account in Blogger:

1. Firstly, you must create a google mail account.
2. Secondly, log into Blogger.com using your gmail account and password.
3. From there, you can now start creating your account.
4. Fill up the title (title of your blog site), address (your name).
5. For the template, choose from the various templates shown. You can start selecting with the simple templates.
6. Click on "Start Posting" beside the line "Your blog has been created".
7.Now you can start posting your first blog filling in the title box.
8. You can now work on your first article. Then click "Publish"
9. Now your first article has been made. Congratulations.

Mr Manny Viloria, my coach when it comes to blogging made a visual step by step process on how to create a blog account using Blogger.com.

Please click the link below to learn more about it
Profitable blogging by Manny Viloria

If this article happens to help you start blogging, please support this by clicking the like button on my fanpage
        

Saturday, October 27, 2012

Bo's Maid is Richer Than I!

It is true that Bo Sanchez' maids is richer than me and it could be richer than most of us.

Last year, I subscribed a free ebook from Bo entitled  "My maid Invest In the Stock Market." At first, I was so amazed how Bo did that, and not to mention how his maids understand that. He taught his maids how to invest. Hmm, how could that be possible? I once tried to open and read an article about Philippine Stock Market, and oh no! Like I can't even understand any single statement. As Bo described it, " the dialect spoken is from the planet Uranus!" okay never mind, but I'm willing to learn.

Just yesterday, after opening my email, I was so happy to be updated about the maids! The controversial maids. Bo informed that his maids are richer than many managers. Can you imagine that? Well, I say including me who is payed a higher salary than them. I think I'd like to apply to Bo as his children's nanny or private nurse. Maybe I'll be happy to be guided to my stock investment as well.

In the email, it says there that his maid invested three years ago. Then, I begun calculating. Ist year... 2nd year.. Ok it's been two years when I got a regular paying job (it's not that high payed- a starting pay if you are curious) then after another 9 months, my contract will be ending! Hello world!

I started asking do I have enough? Did I save enough?It won't be easy to start again. Yes, Bo's maid made more enough money than me!

I should start now! I just invested on Truly Rich Club. Being a member of this club has made me excited to wake up and check my email and the member's website. I am not only informed about which company to invest in but also my faith is being supplied with useful articles Bo has made.

 By the way for your information Bo is a lay preacher. I consider him as an inspiration and also for many. He speaks like a fountain overflowing with dreams and faith and animated stories! He is not the typical preacher. He brings bible stories to life and understandable! He has more characteristics to mention.

Anyway, if you are interested about investing in the stock market. Well I am encouraging you but this does not apply to all. As Bo said, this is for people who have regular job or regular income. Please click the link below to learn more about investing and be richer than the maids of Bo. Isn't that challenging?

Truly Rich Club

P.S. I am not telling everybody to become rich! It is beyond getting rich and having all the things you want in the world! Bo Sanchez is not keeping himself billionaire just for himself. He is one multi billionaire using his money for his missions and charity works. Not to mention, he is not receiving any from the tithe payed by the church goers.  To learn more how he became rich and why he wanted to be rich please click this link Truly Rich Club

Be a member like us who wants to donate millions for the charity! Crossing my fingers!

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Wednesday, October 24, 2012

When SALARY Comes: Budget

Have you ever told yourself, "When I'll have enough money , I'll be buying this item. And this thing,  an olympus pen digital camera" pointing to a dress and a camera while having a window shopping in the mall on a monday afternoon.

I want one. photocredits from google images.


Have you even asked, "Why is my financial status seems to be so depended on receiving my salary at the end of the month?" It is all depended at the end of the month, when salary comes.  

The next day, your relative or friend texted you, "Yvonne, friend/cuz, I'm in need of something....I'll be needing your help. Since nasa abroad ka naman, baka pwede kang mag-pautang."

Oh yes! Ok, planned out. The other thing on my list to buy must go for now. I'll be buying it the next month kung sale pa. Since friendship or relationships are far beyond important than that pretty dress I have been wanting. Oh my gosh! I have been imagining that dress be worn on my most special day as a reward for a job well done. Job well done? Yes! Give me an applause for working hours of walking, talking, cleaning the patients mouth, giving him/her food. While the others sit back on their chair, drinking coffee, I work and work and work. Well, I'm dedicated. That's it!

Let's go back to the main topic. Ok. Most of us are not stable, even if you say you are regular on a job. Their are lots of things you need to pay or to save for.

Bills.
Load Credits.
Internet Bills.
Tithe. (Uhuh, it works wonders when you give back to God)
Food.
Water. (we are not provided with free water. In the middle east, water is high-priced.)
Clothes (winter is coming up, i needed to jackets /sweaters and socks)

This is the reason why I am encouraging you to save! Put aside for emergencies.On my next blog, I'll be writing about how one of the wealthiest entrepreneur budgets his own money and how he started. I'll be writing about the popular Mr. Eugenio Sanchez or known as Bo Sanchez. How he started to be a poor missionary and becoming a rich missionary using his money not for his own good but for his humble missions of spreading the Gospel.

Before closing this article, I encourage you to visit my about me page to learn more about me and what opportunities I joined in by clicking  Yvonne Tugunay

 Also try clicking this, Truly Rich Club

To be updated on my articles, please click my fanpage below by clicking the like button. I am using my fanpage to post my inspire people and to share my knowledge about health.



Monday, October 22, 2012

Manny and Team Manny Viloria

      I am just one of the 4,251 fans who liked Manny Viloria's fanpage. Why I liked his fanpage? Well, I have a lot of reasons!

Coach Manny
            According to its facebook fanpage description, Manny Viloria is a friendly multimedia internet publishing coach, who helps you make productive use of the web. Yes, you read it right. He is the man who coaches willing people to learn on how to make money online. I proved it right that he is friendly and professional with answering your questions about INTERNET MARKETING and how to invest in the STOCK MARKET.  

      The main reason I joined his team (Team Manny Viloria) is because I got interested in Supreme Wealth Alliance. Supreme Wealth Alliance is an online networking which offers knowledge as its product. It has an online library with hundreds of e-books. If you are someone who is willing to learn like the members of Team Manny Viloria and make is it as a business kahit busy ka pa, this might probably work for you. Coach Manny won't leave you behind. He even conducts conferences every Saturday to answer questions online about SWA and investing on Stock Market. 

Being under him helps me learn a lot of things. Not to mention how I ask him so much questions about blogging, which now becomes my favorite hobby as of the moment.

     Getting more curious about what I am talking about and what he has to offer? Click Manny Viloria of viloria.net .

P.S. Mr Manny Viloria has a lot of videos (SWA and other tutorials) posted in youtube. If you are one of his fans, you might wanna check out his video singing by clicking Manny Viloria Singing :)

Please also visit my about me page,Yvonne Tuguinay.

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